Last updated on April 18th, 2020 at 02:33 pm
Internet is the most vulnerable source of identity theft. You never know when your identity is compromised and when you become a victim of ransomware. This article has been designed to introduce best identity theft protection software to protect yourself against ID fraud and stay safe across all areas of your digital life. These best ID theft protection services will protect you while browsing social media, web browsing, online banking, and online data transfers. Here is our roundup of best identity theft prevention software for 2020.
Best Identity Theft Protection Software 2020
1. LifeLock – (Best Data Monitoring Service)
Sends fraud alerts by text or mobile App
Monitors Dark Websites for your information
Provides support for restoring your identity
Best ID theft protection service
Bit expensive services compared to similar competitors
Monthly credit score monitors only one out of three bureaus
May not be able to monitor all transactions
LifeLock Standard – $8.99/Month
LifeLock Advantage – $17.99/Month
LifeLock Ultimate Plus – $26.99/Month
Everyone we remember has seen the commercials of LifeLock where the CEO gives out his social security number. LifeLock certainly has the best marketing campaigns compared to any of the Identity Theft protection companies we reviewed.
LifeLock services do stand-up as the best identity theft protection and credit monitoring services which should be considered by anyone who is looking forward to the best ID theft protection services.
2. Identity Guard – (Best Tool for Low Budget)
Comprehensive service at low cost
Monitors driver’s license information & other IDs for fraud
Removes personal information from junk mailing lists
Doesn’t monitor sex offender registries
Doesn’t share fraud alerts with credit bureaus
24/7 phone support not available
Identity Guard – $16.99/Month
Identity Huard is one of the best-valued products and best identity theft prevention software among its genre. This product gives you wide coverage and provides timely notification while putting the price at the forefront. It monitors your address, Social Security number, and credit card details as well as other identity aspects such as criminal records and driver’s license information.
3. Intelius Identity Protector – (Best for Credit Reports)
Best for Public Record Monitoring
Recovery experts suggest help with suspicious activities
24/7 fraud resolution-expert service
Unable to freeze your credit reports for you
Intelius ID Protect – $29.95/Month
Intelius is the best fit for background checks and public record searches. Its ID theft protection service ‘IdentityProtect’ is one of the best identity theft protection software for tracking your personal information that appears in public records searches.
4. IDFreeze by MyFICO – (Best for Credit Report Monitoring)
IDFreeze monitors all three bureaus and sends you updated scores
Monitors Dark Web for stolen identity
Best for Credit Report Monitoring
It doesn’t look at public records
FICO Identity Ultimate 3B – $29.95/Month
IDFreeze by MyFICO comprises complete credit monitoring and shows you regular reports from all three credit bureaus: Equifax, TransUnion, and Experian. If you think it’s costly, it’s worth it! It sends you timely alerts whenever there is any suspicious activity detected. In addition to it, FICO Identity Ultimate also includes dark web monitoring to identify if your personal information is compromised or getting misused.
5. ID Watchdog – (Best for Identity Theft Victims)
Monitors Payday loan database
Best after-effect resolution and monitoring
Best restoration services among all
Doesn’t remove your identity from mailing lists
Resolution services by fraud experts
ID Watchdog Platinum – $17.95/Month
ID Watchdog has numerous tools for monitoring your identity and resolving fraud activities done by ID theft. It not only prevents your information from getting stolen but also notifies you about any suspicious activity. ID Watchdog’s restoration services directly connect you with a specialist to work with you and resolve fraudulent problems. It also explores few features that others don’t carry, including non-credit loan databases which are rare to catch.
6. IdentityForce (Comprehensive Support)
Directly sends fraud alerts to credit bureaus
Has comprehensive 24/7 phone support
Offers credit reports from all three bureaus
Only tracks one bureau’s score a month
All suspicious activities are not guaranteed monitored
IdentityForce UltraSecure – $14.95/Month
IdentityForce UltraSecure + Credit – $19.95/Month
This is an effective & the best ID theft protection services for 2020 which alert you as soon as your identity is compromised and being used anywhere. IdentityForce is one of the best identity theft prevention software we have reviewed as it also monitors your Social Security Number, Name, Street Address, and Credit Card Details for signs of fraudulent activities.
7. ID Shield – Best for Families
24/7 access to licensed private investigators
Personal, financial and credit information monitoring
Social media and online credentials screening
Free Mobile App for Android and iOS
One-bureau monitoring only
No online membership cancellation option (must be done in writing)
No free trial period
IDShield – 1 Bureau Monitoring – $12.95/Month
IDShield – 3 Bureau Monitoring – $17.95/Month
IDShield is best to monitor personal and financial information and offers various utilities like a mobile App, password manager, prepaid legal help through licensed investigators and updated credit score. Its basic plan lags behind competitors by just monitoring one credit bureau whereas other plan monitors all 3 bureaus.
8. Credit Sesame – Best Free ID Theft Service
Credit Sesame became popular as they allowed users to check their credit score for free. They have been offering free services since the beginning of the innovation. They also have paid premium services however as a regular consumer, you can relish their services for free.
Free credit score, credit report card, and credit monitoring
Find out what is affecting your credit score and how to improve it
Personalized and easy service to avail products based on your credit scores
Safeguard your credit with free credit monitoring and ID theft protection
Protect your identity with $50,000 theft insurance for Free
1 Bureau Credit Monitoring with Alerts for Free
3 Bureau Credit Monitoring with Alerts with Pro Credit & Platinum Protection Plans
Free Membership Plan
Advance Credit – $9.95/Month
Pro Credit – $15.95/Month
Platinum Protection – $19.95/Month
Pro Credit and Platinum Protection comprise of multiple premium services including 24/7 Live Experts support, Credit Report Inaccuracies, Stolen/Lost Wallet Protection, Black Market Website Monitoring, Public Records Monitoring, and Social Security Number Monitoring.
We have reviewed and compared most of the best identity theft protection services in the list to choose from in 2020. If you want to protect your sensitive information such as username, passwords, social security number or credit card information protected, then you must choose one of the best identity theft protection software listed here in this article.
Next Read: Tips to Improve Online Privacy & Security