The 10 Best Mobile Payment Apps 2022

mobile payment apps

Last updated on January 7th, 2022 at 4:23 pm

Making payments with cash has become an antiquated way of doing things, as you can simply do it through your smartphone with just a few clicks. The financial and banking sectors have been completely revolutionized with the introduction of the internet, smartphones, and mobile applications. Not only can you pay for something with your mobile device, but you can do so with almost no delay at all. Instant transactions are the latest big thing happening now.  Today, practically everyone owns a smartphone—be it an Android, iPhone, or any other operating system. Once you link your bank accounts or credit cards to these mobile payment apps, you can then start sending and receiving money from anywhere in the world.

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PayPal
Venmo
Square Cash
Samsung Pay
Apple Pay
Qkr
Levelup
Google Pay
TransferWise
TransferGo

Top 10 Mobile Payment Apps 2022

These apps let you to deal with person-to-person payments along with merchant transactions as well. Everything is secure and safe, so you don’t have to worry about the security of your money, even though you shouldn’t be careless. Here’s a look at 10 best mobile payment apps you should try.

Paypal

You must have probably heard about this digital payment giant. Paypal’s smartphone app is being used by over 170 million people across the world. This app supports 26 major currencies and it’s available in 203 countries. Paying through Paypal is extremely easy. Paypal doesn’t charge you any fee, if you’re sending money from your bank account or paypal balance.PaypalRead Also: Best App Lockers For Android

Venmo

Paypal has recently acquired this app, but it’s still is a different experience of operating this mobile app. Venmo is primarily an app that’s intended for sending money to friends and family members. You can send money for fee through your debit card, with this app. Furthermore, you can also use this app to pay at many merchants.

venmo

Square Cash

This app is a bit similar to Venmo, but it still has its own and unique features. With this app, you can send and receive money very easily, as long as the other party also has a Square Cash account. This app also offers a wallet option. Recently, Square Cash has added the feature that allows you to buy and sell Bitcoin.

cash app

Samsung Pay

Smartphone manufacturing giant, Samsung has developed its own mobile payments app called Samsung Pay. It supports a wide range of Samsung smartphones, but not any others. But it makes up for this issue, by offering merchant transactions through NFC technology. Almost all credit cards are compatible with it, so you can pay for your purchases, even though the business owner is not using this app.

samsung pay

Apple Pay

One more smartphone behemoth, Apple has introduced their efficient mobile payment solutions called Apple Pay. Actually, you don’t have to download any app to use this service. As long as you have an iPhone, it’s all good. You can send money through iMessage or you can simply pay for your purchases to the merchants with this. You can try this one of the best mobile payment apps for easy transfers.

apple pay

Qkr

The card processing company, MasterCard has launched their mobile payment service named Qkr. This app saves you a lot of time and effort, as you don’t have to enter your card details to make a payment at merchants. Qkr is compatible with many businesses, and they’re aiming to expand the list soon.

Qkr

Levelup

This app uses QR codes to process your payments. Just by scanning QR code, you can make payments seamlessly. Once you add a debit or credit card, you’re ready to make payments from that instant. Furthermore, this also allows your earn rewards for your usage.

thelevelup

Google Pay

Next in the list is one of the fastest growing mobile payment apps, Android Pay. This app uses NFC technology to process payments. You need to add a debit or credit card to be able to use this app. Just by tapping your phone, you can pay through this app at compatible merchant terminals. It can also be used on desktops via chrome browser.

Google pay

TransferWise

This is a great app for people who want to send money to almost anywhere in the world. You can also hold money on your TransferWise account and only exchange it to your local currency when the rate is good enough for you. Free Multi-Currency accounts are available with this app. Additionally, you can also make payments such as bills, mortgages, and similar others. You can also receive money from your friends or family members. This app currently supports 28 major currencies.

transferwise

TransferGo

TransferGo is a payment app that supports a whopping list of 22 currencies and 47 countries. They offer special services to business owners as well. They offer money transfers for incredibly lower prices, which makes it one of the best payment apps out there. This app is currently being used by over half a million users across the world. You can send money within seconds through TransferGo.

TransferGo

Read Also: Money Earning Apps for Android

Conclusion

The age of information has completely changed the way we make transactions. This phenomenon is expected to receive more disruptions, with future addition of Machine learning and Artificial Intelligence. For now, you can download any of the above-mentioned best mobile payment apps and enjoy making transactions with just a couple of taps. If we have missed your favorite mobile payments app in the list, then feel free to comment below. Further, we will keep on adding more best mobile payment apps in the list in year 2022.

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